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freeforall

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I am saying that car insurance polices in the U.S. cover exactly none of that.
For any type of car.
(OEM warranties and after-market extended warranties, sure. And the Taycan after-market extended warranty policies are therefore priced accordingly).
So car insurance premiums for the Taycan in the U.S. are unaffected by reliability issues.
Actually, if anything, based on the nightmare stories in the forum about how much time some Taycans spend at the dealership undergoing or awaiting repairs, our insurance premiums should be lower since a Taycan is less likely to be in a crash or stolen if it's spending so much time at the dealership...
It not only in the US. I am in France and insurance works this way and I am guessing it is the case in all EU.
Not sure why insurance would care about reliability. They are not even aware that you dropped your car to the shop for repair. That’s warranty business. Insurance cares about cost repairs in car accidents, frequently stolen cars etc
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Redhot2474

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It’s fashionable for some to trash talk the Taycan, but we have had ours now for 3 months shy of 2 years. It’s my wifes daily driver and it’s had exactly ZERO trips to the dealer for any repair or maintenance. ZERO. Our 2023 Taycan 4S Cross Turismo has been a model of reliability and remains the most exciting car we’ve ever been around to drive or even just look at.
Same exact story here 2023 GTS
 

Vercingetorix

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It's been rated least reliable car in UK, switzerland and EU for 2 years staright. :)
Facts usually beat anecdotal evidence

Some insurance companies refuse to insure it because of UN-reliable it is; while other insurers just put insane premiums on insuring taycans

Somebody just posted about how water can get inside the HV battery, and it will take forever before the car tells you that there are major electrical failures in the battery and the body of the car is electrified; all while letting you drive.

My car has also been quite reliable, but that is anecdotal evidence. And i can acknowledge that
Unless you show the numbers how the Taycan is the least reliable car in UK,Switzerland and EU your “facts” are less than anecdotal evidence.
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