April 2023 Deliveries

[Go2mars]

I am on the SFL Composer, left EMDEN 4/12 goes to Halifax and then to Houston. Should get to my dealer 5/9.
SOOO I guess I lost that loan rate I had locked a month ago. Starting over. ?

All of you NOT paying CASH, are you having to juggle loan applications with these delays. I had my bank willing to fund me early a few days. if the car got to me a few days after my rate expired but, it would not wait a month. So now looking at a higher rate.

Sponsored

 

[mcdermottm]

I just got word from my SA that my car arrived at the dealer today (TYD updated to Step 10). Taking delivery on Monday.

All of you NOT paying CASH, are you having to juggle loan applications with these delays. I had my bank willing to fund me early a few days. if the car got to me a few days after my rate expired but, it would not wait a month. So now looking at a higher rate.

Have you checked with the dealer? I was being told crazy high numbers and the Porsche website is saying 8% or 9% but when I told my SA I was going with a 3rd party he asked what rate I was getting and he came right back with .15% above the credit union I was lookin at. To me, it's just easier to pay the extra few dollars and go through the dealer.

 

[e92er]

Just had an update on my 4S CT. I originally had a 3/29 departure from the port, but now it's 5/12 with an arrival date at my dealer 6/3. Can't say I am surprised.

5/12 meaning you're car is coming into the Jacksonville port I'm assuming? I just barely missed the last boat too and have to wait a month for 5/12 for the next one going to Jacksonville...

 

[annieland]

I am on the SFL Composer, left EMDEN 4/12 goes to Halifax and then to Houston. Should get to my dealer 5/9.
SOOO I guess I lost that loan rate I had locked a month ago. Starting over. ?

All of you NOT paying CASH, are you having to juggle loan applications with these delays. I had my bank willing to fund me early a few days. if the car got to me a few days after my rate expired but, it would not wait a month. So now looking at a higher rate.

I submitted some loan applications once I knew I was on the boat, but then once things started to go haywire with the heaters and it was unclear if my car would be affected, I sorta abandoned the applications. But once the tables turned and it looked like the car was going to arrive, I noticed the rate I had been approved for increased on the website. However, the loan officer said my rate was still good, even though I didn’t realize she considered it “locked” by just having submitted the application. After that I was able to secure the financing within 24 hours and the check was off to the dealership (until USPS lost it for a few days). I got 3% for 36 months. So maybe check and see if the rate is still good, you never know.

 

[laua]

Dealer reached out to me to say my car is still expected on the 21st, and actual delivery the week of the 28th. Given vesselfinder says the SIEM Aristotle will show up in Davisville on the 18th, seems like it is right on schedule for Baltimore on the 21st.

It still feels very surreal but given how close it’s getting I just got the j1772 Tesla wall connector 3 and hope to install next week or so

 

[Fall7St8nd]

Dealer reached out to me to say my car is still expected on the 21st, and actual delivery the week of the 28th. Given vesselfinder says the SIEM Aristotle will show up in Davisville on the 18th, seems like it is right on schedule for Baltimore on the 21st.

It still feels very surreal but given how close it’s getting I just got the j1772 Tesla wall connector 3 and hope to install next week or so

I'm also on the Aristotle... and it definitely feels surreal! I just keep thinking some new curveball is going to occur... the Aristotle is in the middle of the Atlantic and it's been a bit since its official position has been received. So far so good!

 

[Go2mars]

Have you checked with the dealer? I was being told crazy high numbers and the Porsche website is saying 8% or 9% but when I told my SA I was going with a 3rd party he asked what rate I was getting and he came right back with .15% above the credit union I was lookin at. To me, it's just easier to pay the extra few dollars and go through the dealer.

I had locked 4.95% for 72 months. Locked 3/17 expires 4/17. During those days, my SA told me that was unbeatable, and told me all his clients were getting much higher rates. To me his comment simply means his clients are richer and put less effort looking for good rates. That rate is gone in 2 days so I just locked with a different bank for 5.50% for 72 mo. I financed my model S and model X for a rate of 1.25% those days are long gone.

 

[Go2mars]

I submitted some loan applications once I knew I was on the boat, but then once things started to go haywire with the heaters and it was unclear if my car would be affected, I sorta abandoned the applications. But once the tables turned and it looked like the car was going to arrive, I noticed the rate I had been approved for increased on the website. However, the loan officer said my rate was still good, even though I didn’t realize she considered it “locked” by just having submitted the application. After that I was able to secure the financing within 24 hours and the check was off to the dealership (until USPS lost it for a few days). I got 3% for 36 months. So maybe check and see if the rate is still good, you never know.

3% for 36 months sounds great, but I figure you were about a month or two before me. 36 months is such a short term. Did you finance only a small portion? I am putting 64k down and financing 100k. I don't think I can afford 36 months but would love to.

If you don't mind sharing who did you go with? I just locked 5.5% for 72 months after losing a previously locked 4.95% 72 month.

 

[mcdermottm]

I had locked 4.95% for 72 months. Locked 3/17 expires 4/17. During those days, my SA told me that was unbeatable, and told me all his clients were getting much higher rates. To me his comment simply means his clients are richer and put less effort looking for good rates. That rate is gone in 2 days so I just locked with a different bank for 5.50% for 72 mo. I financed my model S and model X for a rate of 1.25% those days are long gone.

Too bad about the 4.95 but I guess it could be worse. When I first got on the list last Summer, the SA was quoting 6+%, which was almost 2x the going rate at the time. More recently, I asked and he was say 7-8% and the Porsche website said 9+%. I was going to go with a credit union at 5.39 for 72 months and the SA asked me what rate I was getting and he came back with 5.54.

I, too, wish I could go with a shorter term with and lower rate - we could but we'd rather go this route - but I'm also putting down a large chunk and still financing about $95k.

 

[xyeahtony]

The Fed rate is roughly 4.61% right now, so you're not going to find anything less than that. Best I've found is 36 months for 5.19% at penfed.

 

[solid_snake]

so close! cannot wait to see the car

 

[solid_snake]

3% for 36 months sounds great, but I figure you were about a month or two before me. 36 months is such a short term. Did you finance only a small portion? I am putting 64k down and financing 100k. I don't think I can afford 36 months but would love to.

If you don't mind sharing who did you go with? I just locked 5.5% for 72 months after losing a previously locked 4.95% 72 month.

164K? thats a very high spec 4S

 

[annieland]

3% for 36 months sounds great, but I figure you were about a month or two before me. 36 months is such a short term. Did you finance only a small portion? I am putting 64k down and financing 100k. I don't think I can afford 36 months but would love to.

If you don't mind sharing who did you go with? I just locked 5.5% for 72 months after losing a previously locked 4.95% 72 month.

I used Southeast Financial CU, and had applied March 8th. Two weeks later the 3% was 3.75% and now it's 4%. 72 month is 6.5% now though. Penfed was going to my second choice (with my own local CU 3rd at 5.99%) if SEFCU fell through. They have wacky rates, but they're legit. I financed $67k (put down about $83k). I have a personal rule from my Suze Orman days, that if I can't pay off a car in 3 years I can't afford it, but I considered 48 months at 4% just to give me a little emergency wiggle room, but I hate seeing that total interest number balloon when I run all the scenarios.

Even 5.5% for 72 mos sounds amazing right now. Congrats!

 

[annieland]

164K? thats a very high spec 4S

Depending on where you live, once you tack on TTL, plus any little extras or add-ons (or unavoidable dealer shenanigans) it gets up there. My 4S was $147k MSRP but ended up at least $10k over that.

 

[mcdermottm]

The Fed rate is roughly 4.61% right now, so you're not going to find anything less than that. Best I've found is 36 months for 5.19% at penfed.

Obviously, the lower the better but I'm not disappointed with 5.54. compared to some of the rates I was seeing at the big banks. I think it was PenFed that had 5.39 when I was looking. Who knows... maybe rates will tank in 3 years and I can refi for the same term that's remaining.

Sponsored