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Porsche Extended Warranty late 2021 Taycan

BigBob

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I don't know if I'll drop the Porsche Assist when the free new car period ends.
In the Uk at least it qualifies you for a courtesy car for the life of the car being in the shop and also jumps the exceptionally long queue to get it fixed.
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KLHubb

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I took out an 86 month Porsche extended warranty when I bought out my lease on my 2020 Taycan 4S. I have had virtually no problems, save those of my own making. I find this to be a fantastic vehicle and would plan to keep it for at least a decade if I can get around the 8-year battery warranty cliff. I am hoping that Porsche will rise to the occasion and come up with a means to deal with this problem.
These vehicles don't deserve to be discarded after 8 years due to an aged battery/expired warranty. Taken altogether, they are simply too good/valuable for that outcome.
 

69Mach390

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None of us have the data, but the Taycan seems to be a big outlier (from empirical evidence) regarding the amount of issues and the cost of fixing things vs other (established and tested) models. This car has had a lot of recalls and we don't know what other gremlins Porsche have baked into this car that would fall short of a (free) recall, but mean there is limited life on a component. They've demonstrated with their LG HV battery escapades that they could well have sourced a lot of shite parts. New widget £75, Labour to extract and fit £2000 etc. + vat obv.

So while i agree with your general principle that as a porsche (and cars in general) owning cohort we'd be better off self insuring collectively, I'm not so sure you're right in the case of the Taycan. Moreover, the risk-reward (ie the huge repair bills) should be at play here especially given the residual (low) values of the car). Fancy a self write-off? No thanks.

Insurers don't always make profits on every product segment and car manufacturers similarly don't on all models.

First thing I did when my car hit 3 was take out the 3yr warranty. I'm about 9 months in and no claims. Still very happy with that purchase and attribute quite some value to peace of mind of owning it. I'd echo what others have mentioned regarding porsche vs 3rd party warranty. The lack of options away from the dealership network makes that a non-starter.

With the exception of one other car, i think it's the first time i've taken out extended warranty in over 30 years of car ownership. Pretty sure I've done the right thing this time around.
It may be an outlier on frequency and cost of repairs, but I doubt it’s an outlier when it comes to the value of the extended warranty.

Part of the reason the cost may be the same as a Panamera is that the most expensive stuff (battery and motors) are already covered.

I really doubt the warranty company got the math wrong on this one. Your personal experience may vary based on your country though as people have posted VERY different prices for warranties.
 

BigBob

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Motors not covered in uk
 

tophamn

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I really doubt the warranty company got the math wrong on this one.
Yes, but what you're missing is that the warranty company plays its numbers across thousands of cars - they can afford to lose big on a few cars if overall they come out on top. For customers with one car it's gambling: yes, you might come out ahead by skipping on the warranty but the penalty of getting it wrong can be huge, especially with a Porsche. We also know that the Taycan can be less than reliable with repairs costly and time consuming. You roll the dice by all means but most folks on the forum here consider a warranty essential.
 


69Mach390

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Yes, but what you're missing is that the warranty company plays its numbers across thousands of cars - they can afford to lose big on a few cars if overall they come out on top. For customers with one car it's gambling: yes, you might come out ahead by skipping on the warranty but the penalty of getting it wrong can be huge, especially with a Porsche. We also know that the Taycan can be less than reliable with repairs costly and time consuming. You roll the dice by all means but most folks on the forum here consider a warranty essential.
That’s more like the health insurance formula where the penalty for getting it wrong can cost you hundreds of thousands of $$.

But with during year 5, 6, 7 and 8 of ownership, what’s the most expensive thing that could break that isn’t the battery, motors and electrical components? (those are covered)

Someone mentioned someone being on their “5th heater.” Even in the extremely unlikely scenario, you would only be paying for the first one that broke (since replaced parts come with their own limited warranty).

Some here are quoting thousands of dollars for only a few years of coverage.

And I’ll repeat this every time- it’s fine if you buy one, just as long as you’re ok knowing it’s likely a losing bet.

Maybe I’m making the false assumption that if you can afford a Taycan, you could afford to pay to fix a major repair out of pocket. If that’s not the case, but you can afford the warranty….. definitely buy it.

Kinda like Aflac supplemental health policies that pay people cash if they get sick or hurt. It’s for people who couldn’t afford normal deductibles but can budget for $10/week for that plan.
 
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Fish Fingers

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One other thing worth noting to the OP, as he is UK based.
When it comes to selling, having the extended warranty can definitely be a huge positive, especially outside Porsche network.

After 3 years ownership, I had recently taken a 1 year extended warranty as I knew I was selling, at a cost of about £1200.

I p/x my Taycan and was specifically asked if it had Porsche warranty and could they look round it before I traded, to make sure they were happy with it.
If anything was wrong they knew I would have had it fixed or could get it fixed, which they said was a big positive on mine, as most don't have it.

This allowed me to negotiate the p/x price up, so it had more than paid for itself - and then I got the remaining warranty cost (£800+) refunded as well.
 

MY22PCT

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Maybe this is the answer on whether you should get an extended warranty or not….

- will a £5,000+ bill for warrantable repairs cause you a problem (emotional or financial)? If not, then don’t buy the warranty.
- has your car had some, many, several warranty claims in the original warranty period? Could it be a ‘Friday’ car? If the answer is yes: then extended warranty.

As a wiser person than me once said: “the plural of anecdote is not data”. You may never know if you’ve made the right decision.

My view is that the cost of Porsche dealer labour and parts is unusually high vs the cost of 3 years extended warranty that it’s a no brainer.

All insurance products, at a macro or population level will have only 1 winner: the provider. But, we all buy some discretionary insurance products and these are often good decisions.

Without data difficult to be objective…
 


prj

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I really doubt the warranty company got the math wrong on this one. Your personal experience may vary based on your country though as people have posted VERY different prices for warranties.
There is a difference between US and EU.

In EU with Porsche Approved warranty that is actually provided through Porsche the magic trick is that the insurer pays for the repairs and parts at vastly discounted prices compared to what you are paying.

So in the EU the math is not that simple, and that's why it's almost always worth it.
 

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When porsche dealerships are charging 4k to replace a 12v battery, I don't think its too much of a gamble to pay for an extended warranty. One repair will pay for itself. Porsche service fees are borderline theft.
 

BigBob

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When porsche dealerships are charging 4k to replace a 12v battery, I don't think its too much of a gamble to pay for an extended warranty. One repair will pay for itself. Porsche service fees are borderline theft.
That’s probably a wear and tear item!
 

69Mach390

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That’s probably a wear and tear item!
Yeah, 12v isn’t covered by extended warranty.

I’ve also always followed the rule of using dealers for warranty work and never for anything out of pocket.
 

AutoX

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That’s probably a wear and tear item!
The point is anything that needs repair on the taycan, even easy stuff like window switches, or seat motor, will cost at least 4 figures. Nothing is getting fix for under 2k on a taycan.
 

vhardono

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Anyone with Porsche Approved warranty in EU, how tough was it to pass 111-points check?
I got my 2022 Taycan with 111000 km, complete service history record always by Porsche dealership and I didn't notice any issue with the car at all.
 

Leccy61

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Mine passed it no problem a few months ago, late 2021 car 35k miles. Like yours, only serviced by Porsche plus hadn’t got any non-Porsche parts or accessories on it, tyres NFO Porsche approved. Nothing for them to find really only a non-obvious fault or wear and tear.
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