Best insurance quotes in the UK?

[ExTesla Driver]

I had mine with Admiral £640 via "campare the market" and exactly same insurance from Admiral via "uSwitch" was £1210. I would call it a luck day lets see what I get next year.

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[tez1]

I think you should seIl the taycan and buy a Range Rover SVR instead. That will put it in perspective!

I just have!!!

 

[MrBlueSky]

My insurance is due for renewal next month and I have just received notification from my insurers (Churchill) that they will not be offering cover. The search begins.........

 

[Zakirp]

This has been a terrible year for Insurance, I was paying £380 on my Range Rover Sport 2 years old, on my Turbo S Taycan I am paying £2800, 25 years no claims, Zero Points, decent post code, I had one non fault claim in 2019, took a beating for that, also the fact the car is owned by the business had an impact.
When people on the forum quote upto a grand I would happy take it. I searched the market via comparison site was not much different, I found a lot of companies would not touch it due to the value of the car.

 

[ExTesla Driver]

There are no consistencies, no valid reasons for extortionate increase in Insurance. It is pure greed and putting people off buying cars. Land rovers are untouchable, I had two stories one SRV driver had insurance quote for £25k now it’s parked on drive waiting to be sold. Other on defender he waited 9 months for the car and then was told he has to pay £19k insurance. This will kill the brand.
Teslas are being targeted apparently it’s being stolen for parts.
Very soon we may have to buy a donkey a mode of transport.

 

[The Riddler]

There are no consistencies, no valid reasons for extortionate increase in Insurance. It is pure greed and putting people off buying cars. Land rovers are untouchable, I had two stories one SRV driver had insurance quote for £25k now it’s parked on drive waiting to be sold. Other on defender he waited 9 months for the car and then was told he has to pay £19k insurance. This will kill the brand.
Teslas are being targeted apparently it’s being stolen for parts.
Very soon we may have to buy a donkey a mode of transport.

How does this work? It is either greed or insurers are losing money because certain high profile vehicles keep getting stolen…

you quote both..

genuine question, not trying to be an ass

 

[ExTesla Driver]

How does this work? It is either greed or insurers are losing money because certain high profile vehicles keep getting stolen…

you quote both..

genuine question, not trying to be an ass

I should be paying based on my profile, what is the point being a good driver, with 18years of no claims, no points etc yet because of someone else I have to pay extra. Insurance is a business so they are there to make profit, accept that, but recent increases are extortionate. I am sure everyone else feels the same way.

 

[Midlifecrisis]

Mine was £850 last January. Not yet quoted for renewal but a Quick Look yesterday suggested £1200-1500 would be the minimum. My son (19) on multi car policy looks like he will go up from £850 to >£1000 despite an extra year of NCB. Not great really

 

[thebuttonmonkey]

I had mine with Admiral £640 via "campare the market" and exactly same insurance from Admiral via "uSwitch" was £1210. I would call it a luck day lets see what I get next year.

uSwitch have just come good for me as it happens - £1430 (Striling/Ageas), but managed to get Admiral to bring their £2100 quote down to 1500 by using it as a sick to beat them with.

 

[thebuttonmonkey]

This has been a terrible year for Insurance, I was paying £380 on my Range Rover Sport 2 years old, on my Turbo S Taycan I am paying £2800, 25 years no claims, Zero Points, decent post code, I had one non fault claim in 2019, took a beating for that, also the fact the car is owned by the business had an impact.
When people on the forum quote upto a grand I would happy take it. I searched the market via comparison site was not much different, I found a lot of companies would not touch it due to the value of the car.

Very similar circumstances (business car/rural postcode/squeeky clean) - just managed to get a quote for £1430 from Stirling/Ageas via uSwitch. Still ridiculous, but better.

 

[ExTesla Driver]

uSwitch have just come good for me as it happens - £1430 (Striling/Ageas), but managed to get Admiral to bring their £2100 quote down to 1500 by using it as a sick to beat them with.

Try Admiral gave different quote on different sites

 

[thebuttonmonkey]

There are no consistencies, no valid reasons for extortionate increase in Insurance. It is pure greed and putting people off buying cars. Land rovers are untouchable, I had two stories one SRV driver had insurance quote for £25k now it’s parked on drive waiting to be sold. Other on defender he waited 9 months for the car and then was told he has to pay £19k insurance. This will kill the brand.
Teslas are being targeted apparently it’s being stolen for parts.
Very soon we may have to buy a donkey a mode of transport.

Funny thing is my home insurance went down by a 3rd this year, on the auto renewal from the same company, without me asking and with no arguments. So it's not the loss of investment revenue for insurance companies: it can only be cost of loaners and extended repair times due to a mysterious UK specific parts shortage. Can't imagine what caused that.

 

[thebuttonmonkey]

How does this work? It is either greed or insurers are losing money because certain high profile vehicles keep getting stolen…

you quote both..

genuine question, not trying to be an ass

Just as well you're not being an ass, like he said we'll all be riding donkeys soon.

 

[The Riddler]

Insurers writing auto in the UK are running at 110% this year minimum. In the high value or niche categories that number is considerably worse. As our collective experiences suggest a number are non renewing or exiting the segment that our profiles tend to sit in, thus those remaining are being opportunistic about a return to profit and can do so via loading up premiums for all, irrespective of profile.

the scam of high value loan vehicles for lengthy repairs to technology vehicles that are not well enough understood or provisioned with plentiful spares means significant increases in costs associated with repairs, as well as the actual repairs themselves…

some brands have such appalling record of responding to theft activity that they are becoming uninsurable, unless we think £20k per annum for a Range Rover is the right number

also recall that injury awards are spiralling due to increased plaintiff activity to basically pay for loss of income felt as a result of inflation…

hopefully we see some sense return, but I’d recommend planning for premium increases for some time…

 

[The Riddler]

Insurers writing auto in the UK are running at 110% this year minimum. In the high value or niche categories that number is considerably worse. As our collective experiences suggest a number are non renewing or exiting the segment that our profiles tend to sit in, thus those remaining are being opportunistic about a return to profit and can do so via loading up premiums for all, irrespective of profile.

the scam of high value loan vehicles for lengthy repairs to technology vehicles that are not well enough understood or provisioned with plentiful spares means significant increases in costs associated with repairs, as well as the actual repairs themselves…

some brands have such appalling record of responding to theft activity that they are becoming uninsurable, unless we think £20k per annum for a Range Rover is the right number

also recall that injury awards are spiralling due to increased plaintiff activity to basically pay for loss of income felt as a result of inflation…

hopefully we see some sense return, but I’d recommend planning for premium increases for some time…

… but I might get a field to look after that donkey…

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